Avoid a pathetic pension

Starting a pension early can pay big dividends. Check out the options

Wealth gap widens Beat the tax hikes now Pre-Budget Report and you PBR: the main points £9bn wasted on tax Reduce your council tax Taxman changeth Many happy returns Tax deadline day

Find a financial adviser

Need someone to sort out your return? Find an independent financial adviser here

• Independent financial advisers

Don't waste your earnings

Use our free calculator to reduce the amount you pay in tax waste

• Calculate your tax waste

Fight back against the taxman

Getting bogged down? Find out what you need to know to manage your tax bill

• Tax planning advice