0% cards: good or evil?

Find out why interest-free credit cards might be bad for your financial health

Billions wasted in sales Lending crackdown Cost of credit to rise The new credit rules How not to borrow Beware unused cards The end for rate tarts? Sinners and winners Protect your purchase Save on cards abroad Can loyalty pay your bills? Credit card FAQs

Banks make huge loan profits

Why are banks charging so much for loans when interest rates are so low?

Rates 'down to earth' Alternatives for borrowing Borrowers beware Loan rates on the rise New rules for borrowers Loan rates are rising

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• 0% balance transfer: Virgin cards