Ask the expert
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Want to get an expert's view on your personal finance problems? Look no further
Each week we'll pick a handful of our readers' questions and post responses up on the site to help others who may be experiencing the same problems.
To send in your questions, just email our money editor - Martin Pegan. We won't share your email address with anyone – all we ask is that you tell us your first name and the town you live in, and of course include your question.
Now get writing…
